Your Debt Rights

Debt Collector Problems

Owing a debt doesn't give a debt collector or collection agency the right to treat you unfairly – or
illegally. Fair Debt Collection Laws protect you from debt collector harassment and provide victims
of debt collection abuse statutory damages of up to $1,000.00, plus actual damages! And the debt
collector pays your attorney's fees so its NO COST TO YOU!

Stop debt collectors from calling you at work and home and at all hours of the day and night.
Stop collection calls and voice mails to your friends, family and neighbors.
Stop collection letters.
Sue nasty, abusive, obnoxious and threatening debt collectors AT NO COST TO YOU.
Make abusive debt collectors pay you, and your attorneys.

Not sure which debt program is right for you, take the Consumer Debt Test.

Please tell us about your debt

Regarding debts you are alleged to owe, and/or, debts on your credit report, do you (check one): Clearly understand and agree with all of the debts you are alleged to owe?
Have questions about any of the debts?

Is a debt collector: (check all that apply) Harassing or abusing you?
Contacting others about your debt?
Threatening to sue or garnish you?
Reporting questionable debts or amounts on your credit report?
Contacting you at inconvenient times like early in the morning or late in the evening?
Engaging in what you feel are dishonest or unfair acts? Other

Would you want to sue a creditor or debt collector that violated your fair debt rights?
Yes
No

Do you want to pay off any or all of the debts for less than you owe? Yes
No

Do you own real estate? Yes
No

Any additional comments that you would like to make?

Contact Information -- starred (*) information is required

First Name*

Last Name*

Email

Address*

City*

State of Residence*

Zip*

Home Phone: (999-999-9999)*

Work Phone: (999-999-9999)

Best Number to Call*

Best Time to Call*

Disclaimer >>

Suing debt collectors is not debt settlement. A Debt Settlement program may be available to you in addition to or instead of FDCPA litigation. Debt Help Lawyers may, depending upon your circumstances, be able to defend against pending lawsuits or garnishments or help you file for chapter 7 or 13 bankruptcy. Not everyone will qualify for free FDCPA litigation. A verified violation of federal and/or state law must have occurred to qualify, and only consumer debts, not business debts, fall under the FDCPA. Anyone currently in chapter 7 or 13 bankruptcy also may not qualify. This is not an exhaustive list, and of course, every case is unique and requires individual analysis. Home mortgage help may also be an option. Under the My Smart Debt Program, debt collector interventions, validations and disputes, credit card billing disputes, and other consumer financial legal services, may also be available.

Presented By

Site Overview & Legal Disclaimer | Privacy Policy | Sitemap

The presenting law firms are independent. This website is shared information and advertising for
several independent law firms in different states that all provide consumer law services.

*Regarding the use of the term "Free" it is our understanding any Firm linked to such a listing offers representation at no out of pocket expense to you and/or on a contingency basis. However, this site cannot speak for any presenting Firm and you must create an agreed on attorney-client relationship with any such Firm.

Hosting and Legal Marketing by: