Debt Settlement
Debt Help Lawyers settle debts.
Even though your mailbox always seems to be full of a multiplying amount of collection letters
each day, an end
could be in sight. Cease the aggressive and sometimes even illegal tactics creditors and collectors employ by settling
unsecured debts for less than you owe. Avoid bankruptcy with your debts PAID OFF!
Settle

Debt Settlement is for consumers who want to settle their debts, but who also want to avoid bankruptcy or who don't
otherwise qualify for bankruptcy. This program can help you settle unsecured debt for less than you owe, while still
responsibly repaying off your financial obligations. Debt Help Lawyers will apply various legal strategies to negotiate
with your creditors and get the debt relief available to you.
| Our Law Firm vs. Debt Settlement Companies |
Our Law Firm |
Debt Settlement Companies |
| We are attorneys |
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Talk directly to our attorneys about your case |
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Licensed in house attorneys protecting you |
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| In house bankruptcy department |
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| We sue debt collectors who violate your rights |
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| We can make debt collectors stop contacting you |
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| Court representation available by lawyers* |
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| Court mediation presentation available by lawyers* |
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| Proven settlements |
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| Creditors work with law firms |
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| Financial analysis reviewed by attorneys |
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| Negotiations reviewed by attorneys |
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| Attorneys legally fight for lower settlements |
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| Attorneys respond to legal demands from collectors |
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| Member of state bar associations |
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| Affordable representation |
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| Peace of mind |
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| Only attorneys do legal work (debt settlement companies cannot) |
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| *additional fees may apply |
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Please tell us about your situation
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The lists above are just guides…They help show you a good idea of most debts out there, but it's impossible to list
them all. In addition this list can change time to time and our website may or may not be 100% up to date, so make sure
to contact us to see if your debts will be acceptable into our settlement program. Each account must be over $700 each
and total debt must be more than $10,000 to enter the program. Contact us for full details on each that are acceptable.
Debt settlement is not debt consolidation or credit counseling, it is debt settlement. Debt Help Lawyers also provide
advice and assistance on, among other things, whether your fair debt collection rights are being violated, and depending
upon your circumstances, a defense against pending lawsuits or garnishments may also be available.
Under the My Smart Debt Program, debt collector
interventions, validations and disputes, credit card billing disputes, and other consumer
financial legal services, may also be available.
Not everyone will qualify for a debt adjustment program (based upon income, expenses, employment, assets, real estate
equity, and other criteria). Debts not allowed include Home Loans / Mortgages / HELOC's (try our home debt helper
program); Secured Loans; Auto Loans; IRS Tax debts; Student Loans; Payday Loans; Cash Calls; Jewelry Accounts;
Government Loans; Military "Star"; Card"Pioneer; Military Lending"; active Apartment Leases / Rent/Utility Bills;
Union Loans (personal, auto, secured, mortgage); "USAA" United Programs Automobile Association; and any debts that
are pending lawsuits. Lastly, of course, every case is unique and requires individual
analysis.
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