My Smart Debt Program

Creditor and Collector Intervention, Validation and Disputes, Credit Billing Disputes

Overwhelmed by collection calls or letters? Plagued by inaccurate credit billing? Just looking to
be left alone or to have someone else's mistakes disputed? A Debt Help Lawyers services can
help halt collection phone calls and letters, and help fight the collection of invalid and inaccurate debts.

Low, flat monthly fee legal services for unlimited written interventions, unlimited written validations and unlimited written disputes with your collectors and creditors.

• Unlimited cease and desist letters to your collectors!
• Unlimited dispute and validation letters to your credit card companies!
• Unlimited dispute and validation letters to creditors!

Laws enacted by the United State Congress prevent debt collectors from communicating directly with you if you are represented by an attorney, and federal regulations empower debt help lawyers to fight collection of debts not yet validated. Federal law also requires credit card charges disputed by your attorney be removed from your bill, with no payment owed unless they are verified.

Contact Information
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Comments:

Debt collector interventions, validations and disputes, and credit card billing disputes, are not court proceedings (litigation), plaintiff's or defendant's, though they may lead to such proceedings. These services alone cannot stop debt lawsuits, though depending upon your circumstances, a defense against pending lawsuits or garnishments may also be available. Debt Help Lawyers also provide advice and assistance on, among other things, whether your fair debt collection rights are being violated. Debt Help Lawyers may be also able to help you with debt settlement or a Chapter 7 or 13 bankruptcy. Other consumer financial legal programs may also be available. Home mortgage help may also be an option.